If water damage is noticeable near or around the area of the dishwasher, it may be necessary to file a claim with the homeowners insurance company for dishwasher repair. While many of these claims are substantiated, there may be times when the insurer is not willing to cover the damages. Here are some things that the insurance company may ask about:
Is the Appliance Old or Neglected?
If the appliance is older, it may be a little more difficult to get the repair costs covered by the insurer. They may say that it should have been replaced long before the leak occurred. The same goes for if the plumbing that leads to the appliance has been neglected. If the water line that leads to the back of the unit has not been maintained, any damages from water leaks may not be covered either. To keep this from happening, check the water lines often to ensure they are in good shape. If it begins to show its age by not getting dishes clean or not running properly, it may be necessary to either replace it or have it repaired by a technician. Be sure to keep any service receipts to show that it was repaired in the event they do not want to cover the damage dishwasher repair san gabriel.
Were Any Changes Made by a Contractor?
If there has been any recent kitchen remodeling done by a third-party contractor, including moving the unit, any damage caused by leaks may not be covered by insurance. When a manufacturer installs an appliance, it is often covered by a warranty. However, if it is moved or otherwise tampered with, that warranty could be voided. The same goes for many insurance companies. If the remodel included disconnecting the dishwasher and then the contractor didn’t reconnect it properly, the insurer may say that the contractor is at fault and should be responsible for any dishwasher repair.
Did the Leak Occur Suddenly?
If the appliance begins to leak suddenly, especially if it is a newer model, the insurance company may be more willing to cover any water damage. If it can be proven that the leak did not occur due to poor maintenance or there is no wear and tear on it, it will also likely be covered for any problems caused by the leak. If the leak has been present for a long period of time, however, the insurer may not be as willing to cover the dishwasher repair.
Water damage can be a difficult fix, so it is important that it is repaired as soon as possible. Extended water damage can lead to an increased need of dishwasher repair the longer it is present. If it is possible that the damage should be covered by the homeowners insurance, be sure to file a claim with the agent as soon as the problems become apparent.